We’ve made some changes to our website so some things may look a little different. If you’d like to see the range of products you can redeem your hotpoints for, click on the hotpoints store below.
Use your hotpoints any way you want
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Featured products
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What out customers say
Redeem a gift card was the best idea.
I wanted to gift my folks who seem to have everything they need so I thought redeeming this gift card is hands down a better option than buying someone something they don't want of need. I was short on time and inspiration so this made things easy as well.
Andrew Palmer from Palmerston North
Redeem a gift card was the best idea.
I wanted to gift my folks who seem to have everything they need so I thought redeeming this gift card is hands down a better option than buying someone something they don't want of need. I was short on time and inspiration so this made things easy as well.
Andrew Palmer from Palmerston North
Redeem a gift card was the best idea.
I wanted to gift my folks who seem to have everything they need so I thought redeeming this gift card is hands down a better option than buying someone something they don't want of need. I was short on time and inspiration so this made things easy as well.
Andrew Palmer from Palmerston North
Things you should know
*Certain purchases and transactions are not eligible to earn hotpoints (see the applicable Credit Card Conditions of Use for full details), including: fees, charges or interest, balance transfers, credit card repayment insurance, tax payments (including local council rates and ACC Levies), gambling chips or gambling transactions (including online gambling), cash withdrawals from your account, money orders, travellers cheques and foreign currencies in cash, business-related purchases made with a hotpoints Mastercard other than a Westpac BusinessPLUS Mastercard and transactions on any nominated account(s) linked to your hotpoints Mastercard (the “excluded transactions”). The tiered earn rates will reset at the start of each calendar month.
^BTFunds Management (NZ)Limited is the scheme provider and Westpac New Zealand Limited is the distributor, of the Westpac KiwiSaver Scheme (Scheme). Investments made in the Scheme do not represent bank deposits or other liabilities of Westpac Banking Corporation ABN33007457141, Westpac New Zealand Limited or other members of the Westpac Group of companies. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BTFunds Management (NZ), Limited (as manager), any member of the Westpac Group of companies, The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme's performance, returns or repayment of capital.
Hotpoints will be earned at the rates specified and published by us from time to time on our website at westpac.co.nz/hotpoints. Hotpoints earn rates and tiers, as applicable, are subject to change. There is a minimum number of hotpoints you must earn before you are eligible to redeem your hotpoints for any reward or for hotpoints Pay. Hotpoints terms and conditions apply. Reference to non-Westpac websites are provided for your convenience only. Westpac accepts no responsibility for the availability or content of such websites. hotpoints® and hotpoints Pay® are registered trademarks of Westpac Banking Corporation. Lending criteria and terms and conditions apply to all applications and transfers. The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification. BTFunds Management (NZ) limited (BTNZ) is the scheme provider and issuer,and Westpac New Zealand (WNZL) is the distributor of the Westpac KiwiSaver Scheme (Scheme). Investments made in the Scheme do not represent bank deposits or other liabilities of the Westpac Banking Corporation ABN33007457131, WNZL or other members of the Westpac Group. They are subject to investment and other risks, including possible delays in payment of withdrawal amounts in some circumstances, and loss of investment value, including principal invested. None of BTNZ(as manager), any member of the Westpacgroup,The New Zealand Guardian Trust Company Limited (as supervisor), or any director or nominee of any of those entities, or any other person guarantees the Scheme’s performance, returns or repayment of capital. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Westpac New Zealand Limited.